In this community resource guide, I will show you how to an if you have an on your .
If you were recently evicted, this will make it more difficult to find housing. Many landlords will not to you if you have an on your record. That being said, it’s not impossible to find a who is willing to to you. You will, however, need to be strategic with your housing search if you were evicted recently.
Continue reading to learn 4 strategies you can use to find housing if you have a recent .
What Is An ?
An is a legal process in which a removes a from their property. This can happen for a number of reasons, such as not paying rent, violating the lease agreement, or damaging the property.
How Does An Impact Your Credit?
An in a few ways. First, an can impact your credit score can stay on your for up to seven years. This will make it more difficult to get approved for a new , , mortgage, or .
Additionally, if you have an on your record, you may be charged a higher or be denied access to housing altogether. While it’s not impossible to find housing with an on your record, it will likely be more difficult than if you had no at all. If you are having trouble finding housing because of your , this article will provide you with ways that you can overcome this barrier to finding .
Landlords May Be Hesitant To To You If You Have An
Landlords may be hesitant to to you because they’re worried that you won’t be able to pay your on time due to an being on your record. Because of this, you will need to think of ways that show you are capable of paying on time every month. If you can accomplish this, you will have a better chance of being approved at a new .
How Long Does An Stay On Your ?
An seven years will stay on your for about . However, some landlords may be more willing to overlook an if you have a good explanation for it.
4 Ways To An If You Have An On Your
Renting an apartment if you have a poor rental history is difficult, but not impossible. Try some of the tips in this section to improve your chances of finding fast.
1.) Work With 2nd Chance Locators To An If You Have An
Consider working with a company that specializes in finding apartments for people with evictions. These are typically referred to as 2nd chance locators.
These companies have longstanding relations with landlords who are willing to locator knows exactly which apartments to individuals with evictions, broken leases, , or criminal records. Calling a 2nd chance apartment locator will also save you lots of time and frustration because they are experts at placing tenants with poor rental histories in apartments. to tenants with evictions. A second chance
To find a 2nd chance locator near you, just Google search the following:
“2nd chance locators in [your city here]”
If you are in Houston, we already have a list of 2nd chance that can help you. locators here
2.) Find Private Landlords To From If You Have An
Private landlords are more likely to complexes and may be more likely to to tenants with evictions on their records. to you if you have an on your . With these properties, you are likely speaking to the owner so it’s easier to work out arrangments and explain away any evictions on your . Also, private landlords often have more flexible screening criteria than traditional
Compare this to trying to work with an complex that may be owned a large faceless corporation and you can see why it would easier to get housing with a private .
3.) Offer A Larger Deposit To Your To Show You Are A Trustworthy
Nothing shows you are serious like money.
If you have an on your , you are essentially looking for a to go out of their way and take a chance on you.
If you are trying to an with a history of evictions on your rental record, it is important for landlords to see that you really want their property. Offering more money in advance can show them this and make the process run much smoother for everyone involved. They won’t have to worry about getting stiffed by tenants who don’t pay or leave without giving notice late into the leasing term.
Plus, offering larger deposits will put renters at top priority when they meet potential new landlords looking out for available properties during open house walk-thru.
This is not an option for everyone, but if you have money saved up and need housing badly, consider offering a larger deposit to the .
4.) A Cosigner Can Help You An If You Have An On Your
A cosigner is someone who agrees to be responsible for the if you are not able to make payments. If you have an on your record, a cosigner can help you an by vouching for your creditworthiness and .
This can help a to feel more comfortable renting to you.
Cosigning is a huge responsibility, so make sure that whoever you ask to cosign is comfortable with taking on that role. They should also understand that they will be held liable if you do not pay your .
Conclusion
Renting an with a history of evictions on your rental record can be challenging. It is important to remember that no wants to take the chance and you their property without asking for some kind of assurance that they will get paid.
If you have had a tough time finding eviction-friendly apartments, then consider working with a 2nd chance apartment locator. If there are no such businesses in your city, you can also consider contacting private landlords or offering a larger deposit.
Similar Articles That May Interest You:
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- How To Find 2nd Chance Apartments In Houston
Nick Bryant is the author of Understanding Healthcare Is Half The Battle and a Senior Counselor with 13+ years of experience working in community health and mental health. He enjoys spending time with his family, watching WWE on Friday nights, and working toward a Google Data Analytics certification. If you have additional questions about community resources or government assistance programs, simply leave a comment below and he will follow up as soon as possible.