7 Places To Find Low Income Apartments With No Waiting List

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In this guide, you WILL find 7 places to find low-income apartments with no waiting list however there is good news and bad news. 

Everyone prefers the bad news first so let’s start there…

The places where these low-income apartments with no waiting list are located may not be your first choice regarding location. I’ll explain this later in the 2nd listing of this article. 

As far as the good news, well THERE ARE actually places to find income based apartments with no waiting list.

 

1. Contact Your Local Housing Authority

The first place you should look regarding low-income apartments with no waiting list is your local housing authority. 

Housing authorities are just that. They know the most about low-income housing because they manage multiple subsidized housing programs. Two of those programs are Section 8 and Public Housing. 

Section 8 Program

Housing Choice Voucher Program is the official name of this program, but we’ll just refer to it as Section 8 in this article. 

Section 8 is an affordable housing program that provides low-income families with a voucher to use for rental assistance. The voucher pays a certain portion (sometimes 70% of rent) and the tenant is responsible for the remainder. 

A tenant can take this voucher to private landlords who accept Section 8. This housing opportunity gives you access to both apartments and homes. 

To apply for Section 8 you will need to contact the housing authority in your area to learn about eligibility, annual income limits, and exactly how their application process works. 

Note: You can apply for Section 8 or Public Housing in any city, county, or state, not just your own. The only catch is individuals who live in that area will be a higher priority to help. 

Public Housing Program

Public Housing is another program that you can apply for at your local housing authority.  This program offers housing units for individuals, multifamily housing, and even senior housing.

The difference between Public Housing and Section 8 is with the former you are limited to apartments. Typically these are income-based housing apartments that are managed by the local housing authority. 

Other Ways The Local Housing Authority Can Help You

If you live in a big city there is a good chance that you will not find a listing of income-restricted housing with no waiting list, so just temper those expectations a bit bucko. I’ll explain why this is the case in the next section. 

Despite this news, all is not lost. Housing authorities can help you in a number of other ways: 

• Helping you understand housing options – The better you understand the rules, programs, and eligibility requirements the better chance you will have to find assistance. With so many people searching for low-income housing or even a rental assistance program to help, you need to find as many advantages as possible.  Your local PHA can help you with this. 
• Get a person on the inside – Knowing someone who works at a local public housing agency will keep you informed about waiting lists that will be opening soon. 

How To Find A Housing Authority 

There are two ways to find a housing authority. 

1. You can simply “Google” it. Just type in the city you have in mind followed by “housing authority”. For instance, if I wanted to find the telephone number for the Houston office I would Google “Houston Housing Authority”. 
2. Use the HUD site to search for a Local Housing Authority.

2. Search Small Cities And Counties For Low-Income Apartments With No Waiting Lists

Earlier when I said the low-income housing with no waiting list “may not be your first choice due to location” well this is what I meant. 

Apartments in the country can be just as nice as city apartments, although most people prefer to live in a big city. If you are someone who is retired or simply doesn’t mind living in a less populated city or county this could be a good option for you. 

Why Are There Shorter Waitlists In Less Populated Towns?

The reason it’s easier to find low-income apartments with no waiting list “in the country” is that there are smaller populations, which means fewer people are signing up for the waitlist, which means your stay on the waiting list is shorter. 

Houston for example is a population of 4 million people, therefore Section 8 waitlists are backed up for years here.  Compare the number of people on a Houston waiting list to a smaller Texas town and that smaller town will likely have a shorter wait for housing assistance. 

Plainly put this all comes down to supply and demand. 

How To Find Shorter Waiting Lists In These Less Populated Towns

If you live in a big city I want you to imagine all the smaller towns and counties that are surrounding your city.  

Do you have them in your mind? 

Ok good, now consider all the even smaller towns and counties just outside of those areas…

Essentially the further you get away from the big city the smaller the population will be but the greater the likelihood will be that the waitlist is shorter.

If you really want to nerd out regarding population you can use a tool called Stats America. Simply type in the name of a city and you’ll see the estimated population as well as other interesting stats. 

You can also use this list of U.S. cities that are organized by population. Find a city with a low population and contact their local housing authority to see if they have housing with no waiting list.  Type a city near you to see what the population is. Search for anything under 80,000 and this will give you the best chance of moving up a housing waitlist fast. 

City	Population
New York, NY	8,175,133
Los Angeles, CA	3,792,621
Chicago, IL	2,695,598
Houston, TX	2,099,451
Philadelphia, PA	1,526,006
Phoenix, AZ	1,445,632
San Antonio, TX	1,327,407
San Diego, CA	1,307,402
Dallas, TX	1,197,816
San Jose, CA	945,942
Indianapolis, IN	829,718
Jacksonville, FL	821,784
San Francisco, CA	805,235
Austin, TX	790,390
Columbus, OH	787,033
Fort Worth, TX	741,206
Charlotte, NC	731,424
Detroit, MI	713,777
El Paso, TX	649,121
Memphis, TN	646,889
Baltimore, MD	620,961
Boston, MA	617,594
Seattle, WA	608,660
Washington, DC	601,723
Denver, CO	600,158
Milwaukee, WI	594,833
Portland, OR	583,776
Las Vegas, NV	583,756
Oklahoma City, OK	579,999
Albuquerque, NM	545,852
Tucson, AZ	520,116
Fresno, CA	494,665
Sacramento, CA	466,488
Long Beach, CA	462,257
Kansas City, MO	459,787
Mesa, AZ	439,041
Virginia Beach, VA	437,994
Atlanta, GA	420,003
Colorado Springs, CO	416,427
Omaha, NE	408,958
Raleigh, NC	403,892
Miami, FL	399,457
Cleveland, OH	396,815
Tulsa, OK	391,906
Oakland, CA	390,724
Minneapolis, MN	382,578
Wichita, KS	382,368
Arlington, TX	365,438
Bakersfield, CA	347,483
New Orleans, LA	343,829
Anaheim, CA	336,265
Tampa, FL	335,709
Aurora, CO	325,078
Santa Ana, CA	324,528
St. Louis, MO	319,294
Pittsburgh, PA	305,704
Corpus Christi, TX	305,215
Riverside, CA	303,871
Cincinnati, OH	296,943
Stockton, CA	291,707
Toledo, OH	287,208
St. Paul, MN	285,068
Newark, NJ	277,140
Greensboro, NC	269,666
Buffalo, NY	261,310
Plano, TX	259,841
Lincoln, NE	258,379
Henderson, NV	257,729
Fort Wayne, IN	253,691
Jersey City, NJ	247,597
St. Petersburg, FL	244,769
Chula Vista, CA	243,916
Norfolk, VA	242,803
Orlando, FL	238,300
Chandler, AZ	236,123
Laredo, TX	236,091
Madison, WI	233,209
Winston-Salem, NC	229,617
Lubbock, TX	229,573
Baton Rouge, LA	229,493
Durham, NC	228,330
Garland, TX	226,876
Glendale, AZ	226,721
Reno, NV	225,221
Hialeah, FL	224,669
Chesapeake, VA	222,209
Scottsdale, AZ	217,385
North Las Vegas, NV	216,961
Irving, TX	216,290
Fremont, CA	214,089
Irvine, CA	212,375
Birmingham, AL	212,237
Rochester, NY	210,565
San Bernardino, CA	209,924
Spokane, WA	208,916
Montgomery, AL	205,764
Boise City, ID	205,671
Richmond, VA	204,214
Des Moines, IA	203,433
Modesto, CA	201,165
Fayetteville, NC	200,564
Shreveport, LA	199,311
Akron, OH	199,110
Tacoma, WA	198,397
Aurora, IL	197,899
Oxnard, CA	197,899
Fontana, CA	196,069
Yonkers, NY	195,976
Mobile, AL	195,111
Little Rock, AR	193,524
Moreno Valley, CA	193,365
Glendale, CA	191,719
Amarillo, TX	190,695
Huntington Beach, CA	189,992
Columbus, GA	189,885
Grand Rapids, MI	188,040
Salt Lake City, UT	186,440
Tallahassee, FL	181,376
Worcester, MA	181,045
Newport News, VA	180,719
Huntsville, AL	180,105
Knoxville, TN	178,874
Providence, RI	178,042
Santa Clarita, CA	176,320
Grand Prairie, TX	175,396
Brownsville, TX	175,023
Jackson, MS	173,514
Overland Park, KS	173,372
Garden Grove, CA	170,883
Santa Rosa, CA	167,815
Chattanooga, TN	167,674
Oceanside, CA	167,086
Fort Lauderdale, FL	165,521
Rancho Cucamonga, CA	165,269
Port St. Lucie, FL	164,603
Ontario, CA	163,924
Vancouver, WA	161,791
Tempe, AZ	161,719
Springfield, MO	159,498
Lancaster, CA	156,633
Eugene, OR	156,185
Pembroke Pines, FL	154,750
Salem, OR	154,637
Cape Coral, FL	154,305
Peoria, AZ	154,065
Sioux Falls, SD	153,888
Springfield, MA	153,060
Elk Grove, CA	153,015
Rockford, IL	152,871
Palmdale, CA	152,750
Corona, CA	152,374
Salinas, CA	150,441
Pomona, CA	149,058
Pasadena, TX	149,043
Joliet, IL	147,433
Paterson, NJ	146,199
Kansas City, KS	145,786
Torrance, CA	145,438
Syracuse, NY	145,170
Bridgeport, CT	144,229
Hayward, CA	144,186
Fort Collins, CO	143,986
Escondido, CA	143,911
Lakewood, CO	142,980
Naperville, IL	141,853
Dayton, OH	141,527
Hollywood, FL	140,768
Sunnyvale, CA	140,081
Alexandria, VA	139,966
Mesquite, TX	139,824
Hampton, VA	137,436
Pasadena, CA	137,122
Orange, CA	136,416
Savannah, GA	136,286
Fullerton, CA	135,161
Warren, MI	134,056
Clarksville, TN	132,929
McKinney, TX	131,117
McAllen, TX	129,877
New Haven, CT	129,779
Sterling Heights, MI	129,699
West Valley City, UT	129,480
Columbia, SC	129,272
Killeen, TX	127,921
Topeka, KS	127,473
Thousand Oaks, CA	126,683
Cedar Rapids, IA	126,326
Olathe, KS	125,872
Elizabeth, NJ	124,969
Waco, TX	124,805
Hartford, CT	124,775
Visalia, CA	124,442
Gainesville, FL	124,354
Simi Valley, CA	124,237
Stamford, CT	122,643
Bellevue, WA	122,363
Concord, CA	122,067
Miramar, FL	122,041
Coral Springs, FL	121,096
Lafayette, LA	120,623
Charleston, SC	120,083
Carrollton, TX	119,097
Roseville, CA	118,788
Thornton, CO	118,772
Beaumont, TX	118,296
Allentown, PA	118,032
Surprise, AZ	117,517
Evansville, IN	117,429
Abilene, TX	117,063
Frisco, TX	116,989
Independence, MO	116,830
Santa Clara, CA	116,468
Springfield, IL	116,250
Vallejo, CA	115,942
Victorville, CA	115,903
Peoria, IL	115,007
Lansing, MI	114,297
Ann Arbor, MI	113,934
El Monte, CA	113,475
Denton, TX	113,383
Berkeley, CA	112,580
Provo, UT	112,488
Downey, CA	111,772
Midland, TX	111,147
Norman, OK	110,925
Waterbury, CT	110,366
Costa Mesa, CA	109,960
Inglewood, CA	109,673
Manchester, NH	109,565
Murfreesboro, TN	108,755
Columbia, MO	108,500
Elgin, IL	108,188
Clearwater, FL	107,685
Miami Gardens, FL	107,167
Rochester, MN	106,769
Pueblo, CO	106,595
Lowell, MA	106,519
Wilmington, NC	106,476
Arvada, CO	106,433
Westminster, CO	106,114
West Covina, CA	106,098
Gresham, OR	105,594
Fargo, ND	105,549
Norwalk, CA	105,549
Carlsbad, CA	105,328
Fairfield, CA	105,321
Cambridge, MA	105,162
Wichita Falls, TX	104,553
High Point, NC	104,371
Billings, MT	104,170
Green Bay, WI	104,057
West Jordan, UT	103,712
Richmond, CA	103,701
Murrieta, CA	103,466
Burbank, CA	103,340
Palm Bay, FL	103,190
Everett, WA	103,019
Flint, MI	102,434
Antioch, CA	102,372
Erie, PA	101,786
South Bend, IN	101,168
Daly City, CA	101,123
Centennial, CO	100,377
Temecula, CA	100,097
Odessa, TX	99,940
West Palm Beach, FL	99,919
Round Rock, TX	99,887
Pompano Beach, FL	99,845
Davenport, IA	99,685
Santa Maria, CA	99,553
El Cajon, CA	99,478
Richardson, TX	99,223
Kenosha, WI	99,218
Rialto, CA	99,171
Broken Arrow, OK	98,850
Dearborn, MI	98,153
Albany, NY	97,856
Las Cruces, NM	97,618
North Charleston, SC	97,471
Lakeland, FL	97,422
Boulder, CO	97,385
San Mateo, CA	97,207
Roanoke, VA	97,032
Livonia, MI	96,942
Tyler, TX	96,900
Lawton, OK	96,867
Compton, CA	96,455
Clovis, CA	95,631
Portsmouth, VA	95,535
Lewisville, TX	95,290
New Bedford, MA	95,072
South Gate, CA	94,396
College Station, TX	93,857
Sandy Springs, GA	93,853
Vista, CA	93,834
Brockton, MA	93,810
Mission Viejo, CA	93,305
San Angelo, TX	93,200
Yuma, AZ	93,064
Greeley, CO	92,889
Vacaville, CA	92,428
Kent, WA	92,411
Quincy, MA	92,271
Carson, CA	91,714
Hillsboro, OR	91,611
Lee's Summit, MO	91,364
Macon, GA	91,351
Pearland, TX	91,252
Yakima, WA	91,067
Renton, WA	90,927
Tuscaloosa, AL	90,468
Lynn, MA	90,329
Sparks, NV	90,264
Hesperia, CA	90,173
Redding, CA	89,861
Beaverton, OR	89,803
Spokane Valley, WA	89,755
Santa Monica, CA	89,736
Westminster, CA	89,701
Federal Way, WA	89,306
Waukegan, IL	89,078
Fall River, MA	88,857
Santa Barbara, CA	88,410
Roswell, GA	88,346
Orem, UT	88,328
Reading, PA	88,082
Miami Beach, FL	87,779
Lawrence, KS	87,643
Rio Rancho, NM	87,521
Sandy, UT	87,461
Nashua, NH	86,494
Longmont, CO	86,270
Duluth, MN	86,265
Fort Smith, AR	86,209
Chico, CA	86,187
Norwalk, CT	85,603
Whittier, CA	85,331
Newport Beach, CA	85,186
Deltona, FL	85,182
Newton, MA	85,146
Plantation, FL	84,955
San Leandro, CA	84,950
Trenton, NJ	84,913
Suffolk, VA	84,585
Greenville, NC	84,554
Sunrise, FL	84,439
Boca Raton, FL	84,392
Hawthorne, CA	84,293
Allen, TX	84,246
Clifton, NJ	84,136
Westland, MI	84,094
San Marcos, CA	83,781
League City, TX	83,560
Asheville, NC	83,393
Citrus Heights, CA	83,301
Alhambra, CA	83,089
Tracy, CA	82,922
Bloomington, MN	82,893
Ogden, UT	82,825
Sioux City, IA	82,684
Warwick, RI	82,672
Hoover, AL	81,619
Parma, OH	81,601
Nampa, ID	81,557
Edmond, OK	81,405
Champaign, IL	81,055
Troy, MI	80,980
Livermore, CA	80,968
Danbury, CT	80,893
Bellingham, WA	80,885
Hammond, IN	80,830
Buena Park, CA	80,530
Longview, TX	80,455
Bloomington, IN	80,405
Cranston, RI	80,387
Gary, IN	80,294
Lakewood, CA	80,048
Farmington Hills, MI	79,740
O'Fallon, MO	79,329
Carmel, IN	79,191
Concord, NC	79,066
Merced, CA	78,958
Racine, WI	78,860
Sugar Land, TX	78,817
Hemet, CA	78,657
Chino, CA	77,983
Largo, FL	77,648
Albany, GA	77,434
Camden, NJ	77,344
Lake Forest, CA	77,264
Edinburg, TX	77,100
New Rochelle, NY	77,062
Mission, TX	77,058
Napa, CA	76,915
Redwood City, CA	76,815
St. Joseph, MO	76,780
Johns Creek, GA	76,728
Bend, OR	76,639
Bellflower, CA	76,616
Bloomington, IL	76,610
Lawrence, MA	76,377
Avondale, AZ	76,238
Bryan, TX	76,201
Decatur, IL	76,122
Scranton, PA	76,089
Melbourne, FL	76,068
Indio, CA	76,036
Brooklyn Park, MN	75,781
Somerville, MA	75,754
Lynchburg, VA	75,568
Tustin, CA	75,540
Baldwin Park, CA	75,390
Palm Coast, FL	75,180
Meridian, ID	75,092
Deerfield Beach, FL	75,018
Bethlehem, PA	74,982
Medford, OR	74,907
Chino Hills, CA	74,799
Evanston, IL	74,486
Kalamazoo, MI	74,262
Mountain View, CA	74,066
Kennewick, WA	73,917
Alameda, CA	73,812
Upland, CA	73,732
Fayetteville, AR	73,580
New Britain, CT	73,206
Canton, OH	73,007
St. George, UT	72,897
Appleton, WI	72,623
Folsom, CA	72,203
San Ramon, CA	72,148
Wyoming, MI	72,125
Lake Charles, LA	71,993
Baytown, TX	71,802
Gastonia, NC	71,741
Southfield, MI	71,739
Pawtucket, RI	71,148
Rochester Hills, MI	70,995
Wilmington, DE	70,851
Waukesha, WI	70,718
Plymouth, MN	70,576
Pharr, TX	70,400
Pleasanton, CA	70,285
Auburn, WA	70,180
Jacksonville, NC	70,145
Muncie, IN	70,085
Springdale, AR	69,797
Passaic, NJ	69,781
Lynwood, CA	69,772
Union City, CA	69,516
Redlands, CA	68,747
Turlock, CA	68,549
Waterloo, IA	68,406
Perris, CA	68,386
Boynton Beach, FL	68,217
Rapid City, SD	67,956
Santa Fe, NM	67,947
Iowa City, IA	67,862
Gulfport, MS	67,793
Missouri City, TX	67,358
Layton, UT	67,311
Mount Vernon, NY	67,292
Jonesboro, AR	67,263
Lafayette, IN	67,140
Manteca, CA	67,096
Youngstown, OH	66,982
Lauderhill, FL	66,887
Loveland, CO	66,859
Milpitas, CA	66,790
Missoula, MT	66,788
Redondo Beach, CA	66,748
Kenner, LA	66,702
Warner Robins, GA	66,588
Union City, NJ	66,455
Portland, ME	66,194
Rock Hill, SC	66,154
Schenectady, NY	66,135
Temple, TX	66,102
Oshkosh, WI	66,083
Eau Claire, WI	65,883
Flagstaff, AZ	65,870
St. Cloud, MN	65,842
St. Charles, MO	65,794
Davis, CA	65,622
Dothan, AL	65,496
Weston, FL	65,333
Goodyear, AZ	65,275
Frederick, MD	65,239
Jackson, TN	65,211
Camarillo, CA	65,201
Yuba City, CA	64,925
Harlingen, TX	64,849
Rancho Cordova, CA	64,776
Palo Alto, CA	64,403
East Orange, NJ	64,270
Yorba Linda, CA	64,234
Eagan, MN	64,206
Walnut Creek, CA	64,173
Lorain, OH	64,097
South San Francisco, CA	63,632
Janesville, WI	63,575
San Clemente, CA	63,522
North Richland Hills, TX	63,343
Pittsburg, CA	63,264
Johnson City, TN	63,152
Taylor, MI	63,131
Bayonne, NJ	63,024
Laguna Niguel, CA	62,979
Pico Rivera, CA	62,942
Victoria, TX	62,592
Montebello, CA	62,500
Franklin, TN	62,487
Hamilton, OH	62,477
North Little Rock, AR	62,304
Fort Myers, FL	62,298
Utica, NY	62,235
Council Bluffs, IA	62,230
Shawnee, KS	62,209
Lodi, CA	62,134
Woodbury, MN	61,961
Maple Grove, MN	61,567
Coon Rapids, MN	61,476
Madera, CA	61,416
Bossier City, LA	61,315
Bismarck, ND	61,272
Rockville, MD	61,209
Daytona Beach, FL	61,005
Haverhill, MA	60,879
Meriden, CT	60,868
Eden Prairie, MN	60,797
Terre Haute, IN	60,785
Vineland, NJ	60,724
Waltham, MA	60,632
Springfield, OH	60,608
Delray Beach, FL	60,522
Homestead, FL	60,512
Bristol, CT	60,477
Tamarac, FL	60,427
West Allis, WI	60,411
Burnsville, MN	60,306
Monterey Park, CA	60,269
La Habra, CA	60,239
Marysville, WA	60,020
Santa Cruz, CA	59,946
Gaithersburg, MD	59,933
Pasco, WA	59,781
St. Clair Shores, MI	59,715
Kissimmee, FL	59,682
Encinitas, CA	59,518
Pontiac, MI	59,515
Cheyenne, WY	59,466
Malden, MA	59,450
Springfield, OR	59,403
Lancaster, PA	59,322
Tulare, CA	59,278
Ames, IA	58,965
Conway, AR	58,908
Gardena, CA	58,829
North Miami, FL	58,786
Taylorsville, UT	58,652
National City, CA	58,582
Grand Junction, CO	58,566
Great Falls, MT	58,505
Greenville, SC	58,409
Des Plaines, IL	58,364
Cupertino, CA	58,302
Lakewood, WA	58,163
Huntington Park, CA	58,114
Bowling Green, KY	58,067
Petaluma, CA	57,941
Dearborn Heights, MI	57,774
New Braunfels, TX	57,740
San Rafael, CA	57,713
Dubuque, IA	57,637
Alpharetta, GA	57,551
Rocky Mount, NC	57,477
North Port, FL	57,357
Owensboro, KY	57,265
Royal Oak, MI	57,236
Blaine, MN	57,186
La Mesa, CA	57,065
Rocklin, CA	56,974
White Plains, NY	56,853
Idaho Falls, ID	56,813
Berwyn, IL	56,657
West Des Moines, IA	56,609
Marietta, GA	56,579
Mansfield, TX	56,368
Arcadia, CA	56,364
Ocala, FL	56,315
Conroe, TX	56,207
Rowlett, TX	56,199
Medford, MA	56,173
Kettering, OH	56,163
Anderson, IN	56,129
Port Orange, FL	56,048
Rogers, AR	55,964
Lakeville, MN	55,954
Broomfield, CO	55,889
Taunton, MA	55,874
Decatur, AL	55,683
West Haven, CT	55,564
Diamond Bar, CA	55,544
Woodland, CA	55,468
Casper, WY	55,316
Fountain Valley, CA	55,313
Chicopee, MA	55,298
Carson City, NV	55,274
Novi, MI	55,224
New Brunswick, NJ	55,181
Moore, OK	55,081
Bowie, MD	54,727
Bartlett, TN	54,613
Elyria, OH	54,533
Valdosta, GA	54,518
Corvallis, OR	54,462
Midwest City, OK	54,371
Pocatello, ID	54,255
Porterville, CA	54,165
Redmond, WA	54,144
Paramount, CA	54,098
Hanford, CA	53,967
Port Arthur, TX	53,818
Rosemead, CA	53,764
Sanford, FL	53,570
Santee, CA	53,413
Auburn, AL	53,380
Margate, FL	53,284
Highland, CA	53,104
Delano, CA	53,041
Shoreline, WA	53,007
Coconut Creek, FL	52,909
Wheaton, IL	52,894
Grand Forks, ND	52,838
Milford, CT	52,759
Blue Springs, MO	52,575
St. Peters, MO	52,575
Lake Havasu City, AZ	52,527
Battle Creek, MI	52,347
Manhattan, KS	52,281
Florissant, MO	52,158
Colton, CA	52,154
Lakewood, OH	52,131
Noblesville, IN	51,969
Pensacola, FL	51,923
Sarasota, FL	51,917
Novato, CA	51,904
Lake Elsinore, CA	51,821
Revere, MA	51,755
Saginaw, MI	51,508
Brentwood, CA	51,481
Charleston, WV	51,400
Hendersonville, TN	51,372
Yucaipa, CA	51,367
La Crosse, WI	51,320
Euless, TX	51,277
Smyrna, GA	51,271
Peabody, MA	51,251
Cathedral City, CA	51,200
Watsonville, CA	51,199
Elkhart, IN	50,949
Perth Amboy, NJ	50,814
Placentia, CA	50,533
South Jordan, UT	50,418
Niagara Falls, NY	50,193
Albany, OR	50,158
Joplin, MO	50,150
Bellevue, NE	50,137
Troy, NY	50,129
Glendora, CA	50,073
Hoboken, NJ	50,005
Burlington, NC	49,963
Plainfield, NJ	49,808
Greenwood, IN	49,791
Minnetonka, MN	49,734
Cuyahoga Falls, OH	49,652
Bradenton, FL	49,546
Harrisburg, PA	49,528
Enid, OK	49,379
Sheboygan, WI	49,288
Wilson, NC	49,167
Huntington, WV	49,138
Apple Valley, MN	49,084
Pine Bluff, AR	49,083
Pinellas Park, FL	49,079
DeSoto, TX	49,047
Cerritos, CA	49,041
Southaven, MS	48,982
Cedar Park, TX	48,937
Euclid, OH	48,920
Harrisonburg, VA	48,914
Gilroy, CA	48,821
Monroe, LA	48,815
Kirkland, WA	48,787
West Sacramento, CA	48,744
Kentwood, MI	48,707
Middletown, OH	48,694
East Lansing, MI	48,579
Casa Grande, AZ	48,571
La Mirada, CA	48,527
Grand Island, NE	48,520
Palm Beach Gardens, FL	48,452
Palm Desert, CA	48,445
Roswell, NM	48,366
Mishawaka, IN	48,252
Kingsport, TN	48,205
Lenexa, KS	48,190
Logan, UT	48,174
Richland, WA	48,058
Tigard, OR	48,035
Edina, MN	47,941
Rancho Santa Margarita, CA	47,853
Aliso Viejo, CA	47,823
Mansfield, OH	47,821
Poway, CA	47,811
Cypress, CA	47,802
Covina, CA	47,796
Galveston, TX	47,743
Alexandria, LA	47,723
Salina, KS	47,707
Middletown, CT	47,648
Newark, OH	47,573
Chesterfield, MO	47,484
Lehi, UT	47,407
Georgetown, TX	47,400
Binghamton, NY	47,376
Roseville, MI	47,299
Methuen, MA	47,255
Mentor, OH	47,159
East Providence, RI	47,037
Bedford, TX	46,979
Pflugerville, TX	46,936
Coral Gables, FL	46,780
Murray, UT	46,746
Olympia, WA	46,478
Wauwatosa, WI	46,396
Azusa, CA	46,361
Grapevine, TX	46,334
Altoona, PA	46,320
Portage, MI	46,292
Caldwell, ID	46,237
Cleveland Heights, OH	46,121
Dublin, CA	46,036
Lawrence, IN	46,001
Hattiesburg, MS	45,989
Commerce City, CO	45,913
Farmington, NM	45,877
Sammamish, WA	45,780
Doral, FL	45,704
Stillwater, OK	45,688
Ankeny, IA	45,582
Kokomo, IN	45,468
Ceres, CA	45,417
St. Louis Park, MN	45,250
Barnstable Town, MA	45,193
Beavercreek, OH	45,193
San Luis Obispo, CA	45,119
Texas City, TX	45,099
Cedar Hill, TX	45,028
Jeffersonville, IN	44,953
San Marcos, TX	44,894
Strongsville, OH	44,750
Pittsfield, MA	44,737
Palm Springs, CA	44,552
Belleville, IL	44,478
San Jacinto, CA	44,199
Coeur d'Alene, ID	44,137
Twin Falls, ID	44,125
Elmhurst, IL	44,121
Columbus, IN	44,061
Biloxi, MS	44,054
Bonita Springs, FL	43,914
Sierra Vista, AZ	43,888
DeKalb, IL	43,862
Titusville, FL	43,761
York, PA	43,718
Attleboro, MA	43,593
Moline, IL	43,483
Maricopa, AZ	43,482
Charlottesville, VA	43,475
Jefferson City, MO	43,079
Danville, VA	43,055
Fond du Lac, WI	43,021
Hackensack, NJ	43,010
Madison, AL	42,938
Lincoln, CA	42,819
Concord, NH	42,695
Kannapolis, NC	42,625
El Centro, CA	42,598
Newark, CA	42,573
Bountiful, UT	42,552
Fairfield, OH	42,510
Lompoc, CA	42,434
Burlington, VT	42,417
Haltom City, TX	42,409
Lacey, WA	42,393
Draper, UT	42,274
Hutchinson, KS	42,080
Bell Gardens, CA	42,072
Midland, MI	41,863
Dublin, OH	41,751
Littleton, CO	41,737
Everett, MA	41,667
Rancho Palos Verdes, CA	41,643
Fort Pierce, FL	41,590
Warren, OH	41,557
Apopka, FL	41,542
North Miami Beach, FL	41,523
Wilkes-Barre, PA	41,498
Altamonte Springs, FL	41,496
Wylie, TX	41,427
Oakland Park, FL	41,363
Salem, MA	41,340
Cleveland, TN	41,285
Urbana, IL	41,250
Findlay, OH	41,202
Woonsocket, RI	41,186
Meridian, MS	41,148
San Bruno, CA	41,114
Westfield, MA	41,094
North Lauderdale, FL	41,023
Rohnert Park, CA	40,971
Minot, ND	40,888
Leominster, MA	40,759
Crystal Lake, IL	40,743
Coachella, CA	40,704
Covington, KY	40,640
Quincy, IL	40,633
Sumter, SC	40,524
Linden, NJ	40,499
Norwich, CT	40,493
Fitchburg, MA	40,318
Hickory, NC	40,010
Holyoke, MA	39,880
Prescott Valley, AZ	39,843
Prescott, AZ	39,843
La Puente, CA	39,816
San Gabriel, CA	39,718
Edmonds, WA	39,709
Hagerstown, MD	39,662
Keller, TX	39,627
New Berlin, WI	39,584
Shelton, CT	39,559
Atlantic City, NJ	39,558
Bullhead City, AZ	39,540
Beverly, MA	39,502
Urbandale, IA	39,463
Campbell, CA	39,349
Florence, AL	39,319
Mankato, MN	39,309
Brea, CA	39,282
Cedar Falls, IA	39,260
Muskogee, OK	39,223
Wausau, WI	39,106
Rock Island, IL	39,018
Culver City, CA	38,883
Germantown, TN	38,844
Lancaster, OH	38,780
Lima, OH	38,771
Riverton, UT	38,753
Coppell, TX	38,659
Calexico, CA	38,572
Huntsville, TX	38,548
Duncanville, TX	38,524
Sherman, TX	38,521
Marlborough, MA	38,499
Muskegon, MI	38,401
Annapolis, MD	38,394
Stanton, CA	38,186
Lincoln Park, MI	38,144
Ormond Beach, FL	38,137
Woburn, MA	38,120
Huber Heights, OH	38,101
Moorhead, MN	38,065
Maplewood, MN	38,018
Cape Girardeau, MO	37,941
Brookfield, WI	37,920
Morgan Hill, CA	37,882
Manassas, VA	37,821
Clovis, NM	37,775
Bremerton, WA	37,729
Greenacres, FL	37,573
Rockwall, TX	37,490
Park Ridge, IL	37,480
La Quinta, CA	37,467
Hurst, TX	37,337
Bozeman, MT	37,280
Pacifica, CA	37,234
Hallandale Beach, FL	37,113
Shakopee, MN	37,076
Brentwood, TN	37,060
Florence, SC	37,056
Calumet City, IL	37,042
Puyallup, WA	37,022
Spartanburg, SC	37,013
Beloit, WI	36,966
Roy, UT	36,884
Beaumont, CA	36,877
Gadsden, AL	36,856
Marion, OH	36,837
Portage, IN	36,828
Richmond, IN	36,812
Greenfield, WI	36,720
Burleson, TX	36,690
Montclair, CA	36,664
Longview, WA	36,648
Lake Oswego, OR	36,619
Lewiston, ME	36,592
Monrovia, CA	36,590
Panama City, FL	36,484
Keizer, OR	36,478
Goldsboro, NC	36,437
Texarkana, TX	36,411
Torrington, CT	36,383
New Albany, IN	36,372
Lancaster, TX	36,361
The Colony, TX	36,328
Rome, GA	36,303
Westerville, OH	36,120
Dover, DE	36,047
Los Banos, CA	35,972
Goose Creek, SC	35,938
Reynoldsburg, OH	35,893
Apache Junction, AZ	35,840
Lynnwood, WA	35,836
Martinez, CA	35,824
Friendswood, TX	35,805
Northglenn, CO	35,789
Aventura, FL	35,762
Bartlesville, OK	35,750
Weslaco, TX	35,670
Del Rio, TX	35,591
Ocoee, FL	35,579
Grove City, OH	35,575
Temple City, CA	35,558
Wildwood, MO	35,517
Bell, CA	35,477
Franklin, WI	35,451
Oakley, CA	35,432
University City, MO	35,371
Dunedin, FL	35,321
Bentonville, AR	35,301
Leavenworth, KS	35,251
Richfield, MN	35,228
Hot Springs, AR	35,193
St. Cloud, FL	35,183
Chelsea, MA	35,177
Manhattan Beach, CA	35,135
Lufkin, TX	35,067
Bay City, MI	34,932
Hollister, CA	34,928
Claremont, CA	34,926
Lake Worth, FL	34,910
Stow, OH	34,837
Marion, IA	34,768
Delaware, OH	34,753
Plant City, FL	34,721
Spanish Fork, UT	34,691
Columbia, TN	34,681
San Juan Capistrano, CA	34,593
Cottage Grove, MN	34,589
Winter Garden, FL	34,568
Tupelo, MS	34,546
Grants Pass, OR	34,533
Oak Creek, WI	34,451
Moorpark, CA	34,421
Greenville, MS	34,400
West Hollywood, CA	34,399
Peachtree City, GA	34,364
Brunswick, OH	34,255
Hobbs, NM	34,122
Beverly Hills, CA	34,109
Pekin, IL	34,094
Vestavia Hills, AL	34,033
Chester, PA	33,972
Prattville, AL	33,960
Inver Grove Heights, MN	33,880
Winter Haven, FL	33,874
San Juan, TX	33,856
Gainesville, GA	33,804
La Porte, TX	33,800
Upper Arlington, OH	33,771
Manitowoc, WI	33,736
Houma, LA	33,727
Rome, NY	33,725
East Point, GA	33,712
Salisbury, NC	33,662
Roseville, MN	33,660
Jackson, MI	33,534
Pleasant Grove, UT	33,509
Bothell, WA	33,505
Olive Branch, MS	33,484
Hinesville, GA	33,437
Cottonwood Heights, UT	33,433
San Dimas, CA	33,371
Brighton, CO	33,352
Dana Point, CA	33,351
Oviedo, FL	33,342
Burien, WA	33,313
Winter Springs, FL	33,282

If you are not sure how to find the housing authority in a city, call the PIH Customer Service phone number at 800.955.2232. This call center can answer questions about public housing and Section 8 programs in the U.S. 

3. Use AffordableHousingOnline.com To Find Low-Income Apartments With No Waiting List

Another way to find no waiting list low income housing options is by visiting a website called AFFORDABLE HOUSING ONLINE. If there is an open housing waitlist anywhere in the country you will find it on this website. It’s a great tool for anyone interested in finding an open waiting list for low income apartments.

The two things that they do great are:   

1. Help you to better understand housing programs and…
2. Send email alerts when Section 8 waitlists open up

For instance, check out the screenshot below…

You can sign up for the Affordable Housing Online email list and get alerts regarding Section 8 waitlists that will be opening soon. You can choose to receive updates from only your own state or all 50 if you like.  

4. AffordableHousing.com (formerly Go Section 8)

This website is another way to locate low-income housing with no waiting list. While having Section 8 makes it easier to find cheap rental housing here, it is not a necessity. 

Editors Note: This website was formerly called Go Section 8 but its now called Affordable Housing. 

AffordableHousing.com is a website that specializes in listing options for affordable rental housing. Because of this, it’s a great place to search for low-income housing. You’ll find a mixture of apartments, townhouses, and regular houses to choose from. 

One unique feature of the Affordable Housing website is its Waiting Lists & Housing Agencies page.

Here you can type in your city and you’ll get a listing of housing authorities close by. If you are not familiar with the names of surrounding towns, you can use this as an easy way to learn about housing authorities in your area. 

5. Social Serve (No Waiting List Low Income Housing)

Social Serve is a similar website to AffordableHousing.com because it also focuses on affordable housing for anyone seeking a low income apartment. 

One feature that may be helpful to you is the advanced search feature. You can use this to find housing for seniors, people with disabilities, and access to public transportation. 

For more information about Social Serve, you can call them at 877.428.8844. 

6. Search A Regular Apartment Finder Website

If you need affordable housing and are wondering how to find low income apartments with no waiting list near me you can also search a website like Apartments.com. 

This type of website does not focus on low-income housing, however, you can still find these types of properties here. To do so, simply type the lowest, most reasonable price for your area.

Below is a low-income apartment in Houston I found for potentially $366 a month. The reason this 1 bedroom is priced from $366 to $810 is that it’s probably a Low Income Tax Credit Apartment. We’ll discuss LITCAs is just a second…

Again regular apartment finder sites like this don’t specialize in affordable housing however you still can find low-income apartments with no waiting list so don’t overlook these websites. 

7. Low-Income Tax Credit Apartments

Lastly, we’ll discuss Low-Income Tax Credit Apartments. These are apartments where landlords receive tax incentives for pricing a portion of their units so that low-income families can afford them.

How Much Is Rent At A Low-Income Tax Credit Apartment

The price you pay at a LITCA depends on your gross income. 

For instance, low income households will likely pay 60%, 40%, or 30% of the cost of the rent. These percentages are determined by where your income falls on the AMI or Area Median Income level. 

In Houston these would be the maximum levels for 60% AMI: 

• 1 Person household = $32,100
• 2 Person household = $36,60
• 3 Person household = $41,220
• And so on…

If you make over these figures you wouldn’t qualify. If you make significantly less, you could fall in the range where you’d only pay 40% or even 30% of your rent.

For the individual who is in the 60% AMI range, they would pay $600 for an apartment that regularly rents for $1000.   

How To Apply For A Low-Income Tax Credit Apartment 

To apply for this program you will have to apply at the actual apartment. Unlike the Section 8 and Public Housing Programs, you do not apply for a LITCA at your local housing authority. 

How To Find A Low-Income Tax Credit Apartment

There are a couple of ways to find LITCAs in your area. One way is to simply Google your city, followed by “Low Income Tax Credit Apartment”. 

Your search would look like this —–>  Houston + Low-Income Tax Credit Apartments <—— for LITCAs in Houston. 

Another way is using some of the websites we’ve already discussed like Apartments.com, AffordableHousingOnline, Go Section, and Social Serve. These sites will likely have something indicating that an apartment is a LITCA. 

Note: If you are in Houston check out our guide called Where To Find Low-Income Tax Credit Apartments In Houston to find a map of these apartments. 

Conclusion

I provided you with 7 places to find low-income apartments with no waiting list, but don’t be fooled into thinking this will be easy.

Literally, everyone and their mother wants to get into these places, so be prepared to work, ask questions, have your paperwork ready, network with other people, wake up early, and do what you have to do. 

Affordable housing is out there, but again just be ready to work and pack your patience, because this can be like a part-time job. 

Best of luck to you my friend!

Similar Articles That May Interest You: 

• How To Get Texas Housing Assistance In Less Than 30 Days
• 16 Affordable Housing Options In Houston Texas 
• Where To Find Low-Income Tax Credit Apartments In Houston
• How To Apply For Houston Public Housing